/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --green-light: #4ADE80;
    --green-deep: #059669;
    --green-bg: #ecfdf5;
    --orange-dark: #EA580C;
    --orange-light: #F97316;
    --orange-bg: #fff7ed;
    --bg: #f8fafc;
    --card: #ffffff;
    --text: #1e293b;
    --text-muted: #64748b;
    --border: #e2e8f0;
    --radius: 12px;
    --radius-sm: 8px;
    --shadow: 0 1px 3px rgba(15, 23, 42, 0.08), 0 1px 2px rgba(15, 23, 42, 0.04);
    --shadow-lg: 0 10px 25px rgba(15, 23, 42, 0.10), 0 4px 10px rgba(15, 23, 42, 0.04);
    --sidebar-w: 260px;
    --topbar-h: 64px;
    --transition: .2s ease;

    /* ===== Semantic colour tokens (WR UX round 1) ===== */
    /* Success — reuse green family */
    --success: var(--green-deep);
    --success-bg: var(--green-bg);
    --success-border: #a7f3d0;

    /* Warning — amber, complements brand orange */
    --warning: #d97706;
    --warning-bg: #fffbeb;
    --warning-border: #fde68a;

    /* Danger */
    --danger: #dc2626;
    --danger-bg: #fef2f2;
    --danger-border: #fecaca;

    /* Info */
    --info: #2563eb;
    --info-bg: #eff6ff;
    --info-border: #bfdbfe;

    /* ===== Typography scale ===== */
    --text-xs: 0.75rem;     /* 12px */
    --text-sm: 0.875rem;    /* 14px */
    --text-base: 1rem;      /* 16px */
    --text-lg: 1.125rem;    /* 18px */
    --text-xl: 1.25rem;     /* 20px */
    --text-2xl: 1.5rem;     /* 24px */
    --text-3xl: 1.875rem;   /* 30px */
    --text-4xl: 2.25rem;    /* 36px */

    --leading-tight: 1.25;
    --leading-snug: 1.375;
    --leading-normal: 1.5;
    --leading-relaxed: 1.625;

    --font-regular: 400;
    --font-medium: 500;
    --font-semibold: 600;
    --font-bold: 700;
    --font-extrabold: 800;

    /* ===== Interaction state tokens ===== */
    /* Green button states */
    --green-deep-hover: #047857;
    --green-deep-pressed: #065f46;

    /* Orange button states */
    --orange-dark-hover: #c2410c;
    --orange-dark-pressed: #9a3412;

    /* Focus ring — brand orange w/ transparency */
    --focus-ring: 0 0 0 3px rgba(234, 88, 12, 0.25);

    /* Disabled */
    --disabled-bg: #e2e8f0;
    --disabled-text: #94a3b8;
}

html { font-size: 16px; }
body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    background: var(--bg);
    color: var(--text);
    line-height: 1.5;
    min-height: 100vh;
    overflow-x: hidden;
}

.hidden { display: none !important; }

/* ===== AUTH PAGES ===== */
.auth-page {
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 24px;
    background: linear-gradient(135deg, var(--green-bg) 0%, #fff 50%, var(--orange-bg) 100%);
}

.auth-card {
    background: var(--card);
    border-radius: 20px;
    padding: 48px 40px;
    width: 100%;
    max-width: 440px;
    box-shadow: var(--shadow-lg);
    text-align: center;
}

.auth-logo {
    width: 90px;
    height: auto;
    margin-bottom: 12px;
    border-radius: 12px;
}

.brand-title {
    font-size: 2rem;
    font-weight: 800;
    color: var(--green-deep);
    margin-bottom: 2px;
}
.brand-orange { color: var(--orange-dark); }

.brand-tagline {
    font-size: .95rem;
    color: var(--text-muted);
    margin-bottom: 32px;
    font-weight: 500;
}

/* ===== AUTH SCREEN HEADINGS (UX Round 2) ===== */
.auth-card h1 {
    font-size: var(--text-3xl);
    font-weight: var(--font-bold);
    color: var(--text);
    margin-top: 24px;
}
.auth-card .auth-subtitle {
    font-size: var(--text-base);
    color: var(--text-muted);
    margin-top: 8px;
    margin-bottom: 32px;
}

/* ===== FORMS ===== */
.auth-form { text-align: left; }

.field { margin-bottom: 18px; }
label {
    font-size: var(--text-sm);
    font-weight: var(--font-medium);
    color: var(--text);
    letter-spacing: 0;
    text-transform: none;
}

.field label {
    display: block;
    font-size: var(--text-sm);
    font-weight: var(--font-medium);
    color: var(--text);
    margin-bottom: 6px;
    letter-spacing: 0;
    text-transform: none;
}

.field input {
    width: 100%;
    padding: 12px 16px;
    border: 1.5px solid var(--border);
    border-radius: var(--radius-sm);
    font-size: .95rem;
    font-family: inherit;
    transition: border-color var(--transition), box-shadow var(--transition);
    background: #fff;
}

.field input:focus {
    outline: none;
    border-color: var(--green-deep);
    box-shadow: 0 0 0 3px rgba(5,150,105,.12);
}

.field-note, .input-helper, .form-hint {
    display: block;
    font-style: normal;
    color: var(--text-muted);
    font-size: var(--text-sm);
    margin-top: 6px;
}

.form-error {
    background: #fef2f2;
    color: #dc2626;
    font-size: .85rem;
    padding: 10px 14px;
    border-radius: var(--radius-sm);
    margin-bottom: 14px;
}

/* ===== BUTTONS ===== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 12px 24px;
    border: none;
    border-radius: var(--radius-sm);
    font-size: .95rem;
    font-weight: 600;
    font-family: inherit;
    cursor: pointer;
    transition: background-color 150ms ease, box-shadow 150ms ease, transform 150ms ease;
    width: 100%;
}

.btn-green {
    background: linear-gradient(135deg, var(--green-deep), var(--green-deep-hover));
    color: #fff;
}
.btn-green:hover { background: linear-gradient(135deg, var(--green-deep-hover), var(--green-deep-pressed)); transform: translateY(-1px); box-shadow: 0 4px 12px rgba(5,150,105,.3); }
.btn-green:active { background: var(--green-deep-pressed); transform: translateY(0); box-shadow: none; }
.btn-green:focus-visible { box-shadow: var(--focus-ring); outline: none; }

.btn-orange {
    background: linear-gradient(135deg, var(--orange-light), var(--orange-dark));
    color: #fff;
}
.btn-orange:hover { background: linear-gradient(135deg, var(--orange-dark), var(--orange-dark-hover)); transform: translateY(-1px); box-shadow: 0 4px 12px rgba(234,88,12,.3); }
.btn-orange:active { background: var(--orange-dark-pressed); transform: translateY(0); box-shadow: none; }
.btn-orange:focus-visible { box-shadow: var(--focus-ring); outline: none; }

.btn:disabled, .btn[disabled] {
    background: var(--disabled-bg);
    color: var(--disabled-text);
    cursor: not-allowed;
    transform: none;
    box-shadow: none;
}

.btn-sm { padding: 8px 16px; font-size: .82rem; width: auto; }
.btn-outline {
    background: transparent;
    border: 1.5px solid var(--border);
    color: var(--text-muted);
}
.btn-outline:hover { border-color: var(--danger); color: var(--danger); background: var(--danger-bg); }
.btn-outline:focus-visible { box-shadow: var(--focus-ring); outline: none; }

.auth-switch {
    margin-top: 24px;
    font-size: .88rem;
    color: var(--text-muted);
}
.auth-switch a {
    color: var(--green-deep);
    font-weight: 600;
    text-decoration: none;
}
.auth-switch a:hover { text-decoration: underline; }

/* ===== DASHBOARD LAYOUT ===== */
.dash-layout {
    display: flex;
    min-height: 100vh;
}

/* Sidebar */
.sidebar {
    width: var(--sidebar-w);
    background: #fff;
    border-right: 1px solid var(--border);
    display: flex;
    flex-direction: column;
    position: fixed;
    top: 0;
    left: 0;
    bottom: 0;
    z-index: 100;
    transition: transform .3s ease;
}

.sidebar-brand {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 20px 24px;
    border-bottom: 1px solid var(--border);
}

.sidebar-logo {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    object-fit: cover;
}

.sidebar-title {
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--green-deep);
}

.sidebar-nav {
    padding: 16px 12px;
    flex: 1;
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.nav-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px 16px;
    border-radius: var(--radius-sm);
    text-decoration: none;
    color: var(--text-muted);
    font-weight: 500;
    font-size: .92rem;
    transition: all var(--transition);
}

.nav-item:hover { background: var(--green-bg); color: var(--green-deep); }
.nav-item.active { background: var(--green-bg); color: var(--green-deep); font-weight: 600; }

/* Main area */
.dash-main {
    flex: 1;
    margin-left: var(--sidebar-w);
    display: flex;
    flex-direction: column;
}

/* Topbar */
.topbar {
    height: var(--topbar-h);
    background: #fff;
    border-bottom: 1px solid var(--border);
    display: flex;
    align-items: center;
    padding: 0 28px;
    position: sticky;
    top: 0;
    z-index: 50;
}

/* Topbar brand (logo + name) */
.topbar-brand {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
}
.topbar-brand-img {
    height: 28px;
    width: auto;
    border-radius: 6px;
    object-fit: cover;
}
.topbar-brand-name {
    font-size: 1rem;
    font-weight: 800;
    color: var(--green-deep);
}

/* Logout ghost button */
.btn-logout-ghost {
    background: none;
    border: none;
    color: var(--text-muted);
    font-size: var(--text-sm);
    font-weight: var(--font-medium);
    font-family: inherit;
    cursor: pointer;
    padding: 6px 12px;
    border-radius: var(--radius-sm);
    transition: color var(--transition);
}
.btn-logout-ghost:hover {
    color: var(--danger);
    background: none;
}

.topbar-spacer { flex: 1; }

.topbar-user {
    display: flex;
    align-items: center;
    gap: 16px;
}

.user-name {
    font-weight: 600;
    font-size: .92rem;
    color: var(--text);
}

.hamburger {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    color: var(--text);
    padding: 4px;
}

/* Views */
.view {
    padding: 32px 28px;
    max-width: 820px;
}

.view-title {
    font-size: 1.6rem;
    font-weight: 700;
    margin-bottom: 4px;
}

.view-subtitle {
    color: var(--text-muted);
    margin-bottom: 32px;
    font-size: .95rem;
}

/* ===== ACTION CARDS ===== */
.action-cards {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.action-card {
    background: var(--card);
    border: 1.5px solid var(--border);
    border-radius: var(--radius);
    padding: 24px 28px;
    display: flex;
    align-items: center;
    gap: 20px;
    cursor: pointer;
    transition: all var(--transition);
}

.action-card:hover {
    border-color: var(--green-deep);
    box-shadow: var(--shadow-lg);
    transform: translateY(-2px);
}

.card-icon {
    width: 64px;
    height: 64px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.card-icon-green { background: var(--green-bg); color: var(--green-deep); }
.card-icon-orange { background: var(--orange-bg); color: var(--orange-dark); }

.card-text { flex: 1; }
.card-text h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 4px; }
.card-text p { font-size: .88rem; color: var(--text-muted); }

.card-arrow { color: var(--text-muted); flex-shrink: 0; }

/* ===== ACCOUNT VIEW ===== */
.reload-card {
    background: linear-gradient(135deg, var(--green-deep), #047857);
    color: #fff;
    border-radius: var(--radius);
    padding: 28px;
    margin-bottom: 28px;
}

.reload-header {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 20px;
}

.reload-header h3 { font-size: 1.1rem; font-weight: 700; }

.reload-details { display: flex; flex-direction: column; gap: 12px; }
.reload-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 8px 0;
    border-bottom: 1px solid rgba(255,255,255,.15);
}
.reload-row:last-child { border-bottom: none; }
.reload-label { font-size: .85rem; opacity: .8; }
.reload-value { font-size: .95rem; font-weight: 600; }

.copyable { cursor: pointer; position: relative; }
.copyable:hover::after {
    content: 'Click to copy';
    position: absolute;
    bottom: -24px;
    right: 0;
    font-size: .72rem;
    background: rgba(0,0,0,.7);
    padding: 3px 8px;
    border-radius: 4px;
    white-space: nowrap;
}

.chart-card {
    background: var(--card);
    border: 1.5px solid var(--border);
    border-radius: var(--radius);
    padding: 28px;
}

.chart-title {
    font-size: 1rem;
    font-weight: 700;
    margin-bottom: 20px;
}

.chart-wrapper {
    position: relative;
    height: 280px;
}

/* ===== MODAL ===== */
.modal-overlay {
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,.45);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 1000;
    backdrop-filter: blur(4px);
}

.modal {
    background: #fff;
    border-radius: 20px;
    padding: 40px;
    max-width: 380px;
    width: 90%;
    text-align: center;
    box-shadow: 0 20px 60px rgba(0,0,0,.15);
    animation: modalIn .25s ease;
}

@keyframes modalIn {
    from { opacity: 0; transform: scale(.9) translateY(20px); }
    to { opacity: 1; transform: scale(1) translateY(0); }
}

.modal-icon { font-size: 3rem; margin-bottom: 12px; }
.modal h3 { font-size: 1.3rem; font-weight: 700; margin-bottom: 8px; }
.modal p { color: var(--text-muted); margin-bottom: 24px; font-size: .92rem; }
.modal .btn { max-width: 200px; margin: 0 auto; }

/* ===== TOAST ===== */
.toast {
    position: fixed;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    background: #1e293b;
    color: #fff;
    padding: 12px 24px;
    border-radius: 10px;
    font-size: .88rem;
    font-weight: 500;
    z-index: 2000;
    animation: toastIn .3s ease;
}

@keyframes toastIn {
    from { opacity: 0; transform: translateX(-50%) translateY(20px); }
    to { opacity: 1; transform: translateX(-50%) translateY(0); }
}

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
    .sidebar {
        transform: translateX(-100%);
    }
    .sidebar.open {
        transform: translateX(0);
        box-shadow: 4px 0 20px rgba(0,0,0,.1);
    }

    .dash-main { margin-left: 0; }
    .hamburger { display: block; }

    /* Topbar: hamburger + logo on mobile, user-name centered */
    .topbar {
        position: relative;
        padding: 0 16px;
    }
    .topbar-brand {
        margin-left: 8px;
    }
    .topbar-brand-name {
        display: none;
    }
    .user-name {
        position: absolute;
        left: 50%;
        transform: translateX(-50%);
        white-space: nowrap;
    }

    .auth-card { padding: 36px 24px; }
    .view { padding: 24px 16px; }

    .action-card { padding: 18px 16px; gap: 14px; }
    .card-icon { width: 52px; height: 52px; border-radius: 12px; }
    .card-icon svg { width: 28px; height: 28px; }

    .reload-card { padding: 20px; }
    .chart-wrapper { height: 220px; }
}

@media (max-width: 480px) {
    .auth-logo { width: 70px; }
    .brand-title { font-size: 1.6rem; }
    .view-title { font-size: 1.3rem; }
}

/* ===== VERIFY PAGE ===== */
.btn-resend {
    background: none;
    border: none;
    color: var(--green-deep);
    font-size: 0.85rem;
    font-weight: 600;
    cursor: pointer;
    padding: 6px 0;
    text-decoration: underline;
    font-family: 'Inter', sans-serif;
    transition: color 0.2s;
}
.btn-resend:hover {
    color: var(--orange-dark);
}

/* ===== CONGRATS PAGE ===== */
.congrats-card {
    text-align: center;
    padding: 3rem 2rem;
}
.congrats-icon {
    font-size: 4rem;
    margin-bottom: 1rem;
}
.congrats-text {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--text);
    margin: 0.5rem 0;
}
.congrats-subtext {
    font-size: 0.95rem;
    color: var(--text-muted);
    margin-bottom: 2rem;
}

/* ===== ACCOUNT TOP ROW (side by side) ===== */
.account-top-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}
.account-top-row .reload-card-compact {
    padding: 1.25rem 1.5rem;
    font-size: 0.9rem;
    height: 100%;
}
.account-top-row .reload-card-compact h3 {
    font-size: 1rem;
}
.balance-card {
    background: linear-gradient(135deg, var(--orange-dark), var(--orange-light));
    color: #fff;
    border-radius: var(--radius);
    padding: 2rem;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    box-shadow: var(--shadow-lg);
    height: 100%;
}
.balance-label {
    font-size: 0.95rem;
    font-weight: 500;
    opacity: 0.9;
    margin-bottom: 0.5rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}
.balance-amount {
    font-size: 2.75rem;
    font-weight: 800;
    letter-spacing: -0.02em;
}

/* ===== CHART CARD ORANGE TINT ===== */
.chart-card-orange {
    border: 1px solid var(--orange-light);
    background: var(--orange-bg);
}
.chart-card-orange .chart-wrapper {
    background: #fff;
    border-radius: var(--radius-sm);
    padding: 1rem;
}

/* ===== CHART HEADER WITH TOGGLE ===== */
.chart-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1rem;
}
.chart-toggle {
    display: flex;
    background: #fff;
    border-radius: var(--radius-sm);
    overflow: hidden;
    border: 1px solid var(--border);
}
.toggle-btn {
    padding: 0.4rem 1.2rem;
    border: none;
    background: transparent;
    font-family: 'Inter', sans-serif;
    font-size: 0.85rem;
    font-weight: 600;
    cursor: pointer;
    color: var(--text-muted);
    transition: all 0.2s;
}
.toggle-btn.active {
    background: var(--orange-dark);
    color: #fff;
}
.toggle-btn:hover:not(.active) {
    background: var(--orange-bg);
}

/* ===== TRANSACTION TABLE ===== */
.txn-card {
    background: var(--card);
    border: 1.5px solid var(--border);
    border-radius: var(--radius);
    padding: 1.5rem;
    margin-bottom: 1.5rem;
}
.txn-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1rem;
}
.txn-title {
    font-size: 1rem;
    font-weight: 700;
}
.txn-filter {
    display: flex;
    background: var(--bg);
    border-radius: var(--radius-sm);
    overflow: hidden;
    border: 1px solid var(--border);
}
.txn-filter-btn {
    padding: 0.35rem 1rem;
    border: none;
    background: transparent;
    font-family: 'Inter', sans-serif;
    font-size: 0.8rem;
    font-weight: 600;
    cursor: pointer;
    color: var(--text-muted);
    transition: all 0.2s;
}
.txn-filter-btn.active {
    background: var(--green-deep);
    color: #fff;
}
.txn-filter-btn:hover:not(.active) {
    background: var(--green-bg);
}
.txn-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.88rem;
}
.txn-table thead th {
    text-align: left;
    padding: 0.75rem 1rem;
    font-size: 0.78rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: var(--text-muted);
    border-bottom: 2px solid var(--border);
    white-space: nowrap;
}
.txn-table tbody td {
    padding: 0.75rem 1rem;
    border-bottom: 1px solid var(--border);
    color: var(--text);
    white-space: nowrap;
}
.txn-table tbody tr:last-child td {
    border-bottom: none;
}
.txn-table tbody tr:hover {
    background: var(--bg);
}
.txn-type-credit {
    color: var(--green-deep);
    font-weight: 600;
}
.txn-type-debit {
    color: #dc2626;
    font-weight: 600;
}
.txn-amount-credit {
    color: var(--green-deep);
    font-weight: 600;
}
.txn-amount-debit {
    color: #dc2626;
    font-weight: 600;
}
.txn-status {
    display: inline-block;
    padding: 0.2rem 0.6rem;
    border-radius: 20px;
    font-size: 0.75rem;
    font-weight: 600;
}
.txn-status-success {
    background: rgba(5, 150, 105, 0.1);
    color: var(--green-deep);
}
.txn-status-pending {
    background: rgba(234, 88, 12, 0.1);
    color: var(--orange-dark);
}
.txn-status-failed {
    background: rgba(220, 38, 38, 0.1);
    color: #dc2626;
}
.txn-empty {
    text-align: center;
    padding: 3rem 1rem;
}
.txn-empty-icon {
    font-size: 2.5rem;
    margin-bottom: 0.75rem;
}
.txn-empty-title {
    font-size: 1rem;
    font-weight: 600;
    color: var(--text);
    margin-bottom: 0.25rem;
}
.txn-empty-subtitle {
    font-size: 0.85rem;
    color: var(--text-muted);
}

@media (max-width: 640px) {
    .txn-card {
        padding: 1rem;
        overflow-x: auto;
    }
    .txn-header {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.75rem;
    }
    .txn-table {
        min-width: 500px;
    }
}

/* ===== COMING SOON PLACEHOLDER ===== */
.coming-soon-placeholder {
    background: var(--card);
    border: 2px dashed var(--border);
    border-radius: var(--radius);
    padding: 4rem 2rem;
    text-align: center;
    color: var(--text-muted);
}
.coming-soon-placeholder .placeholder-icon {
    font-size: 3.5rem;
    margin-bottom: 1rem;
}
.coming-soon-placeholder h3 {
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--text);
    margin-bottom: 0.5rem;
}
.coming-soon-placeholder p {
    font-size: 0.92rem;
    max-width: 400px;
    margin: 0 auto;
    line-height: 1.6;
}

/* ===== AGENT BANK FORM CARD ===== */
.agent-bank-form-card {
    background: var(--card);
    border: 1.5px solid var(--border);
    border-radius: var(--radius);
    padding: 2rem;
    max-width: 520px;
}
.form-card-header {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    margin-bottom: 2rem;
    padding-bottom: 1.5rem;
    border-bottom: 1px solid var(--border);
}
.form-card-icon {
    font-size: 2.5rem;
    flex-shrink: 0;
}
.form-card-header h3 {
    font-size: 1.15rem;
    font-weight: 700;
    margin-bottom: 0.25rem;
}
.form-card-header p {
    font-size: 0.88rem;
    color: var(--text-muted);
}

/* Select field styling */
.field select {
    width: 100%;
    padding: 12px 16px;
    border: 1.5px solid var(--border);
    border-radius: var(--radius-sm);
    font-size: .95rem;
    font-family: inherit;
    transition: border-color var(--transition), box-shadow var(--transition);
    background: #fff;
    color: var(--text);
    appearance: none;
    -webkit-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
    cursor: pointer;
}
.field select:focus {
    outline: none;
    border-color: var(--green-deep);
    box-shadow: 0 0 0 3px rgba(5,150,105,.12);
}

/* Loading spinner */
.loading-spinner {
    width: 48px;
    height: 48px;
    border: 4px solid var(--border);
    border-top-color: var(--green-deep);
    border-radius: 50%;
    animation: spin 0.8s linear infinite;
    margin: 0 auto;
}
@keyframes spin {
    to { transform: rotate(360deg); }
}

/* ===== STEP BADGE (home cards + sidebar) ===== */
.step-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--green-deep);
    color: #fff;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    font-size: 0.72rem;
    font-weight: 700;
    flex-shrink: 0;
    line-height: 1;
}

.nav-step-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--green-deep);
    color: #fff;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    font-size: 0.65rem;
    font-weight: 700;
    flex-shrink: 0;
    margin-right: 4px;
    vertical-align: middle;
}

/* ===== PHONE NUMBER LIST ===== */
.phone-number-row {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 16px;
    background: var(--bg);
    border: 1.5px solid var(--border);
    border-radius: var(--radius-sm);
    margin-bottom: 10px;
}
.phone-number-val {
    font-size: 1rem;
    font-weight: 600;
    color: var(--text);
    flex: 1;
    font-family: monospace;
    letter-spacing: 0.05em;
}
.phone-badge {
    font-size: 0.72rem;
    font-weight: 600;
    background: rgba(37, 211, 102, 0.12);
    color: var(--green-deep);
    padding: 3px 8px;
    border-radius: 20px;
    border: 1px solid rgba(37, 211, 102, 0.3);
    white-space: nowrap;
}

/* ===== PASSWORD STRENGTH INDICATOR ===== */
.password-strength {
    margin-top: 0.4rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}
.strength-bars {
    display: flex;
    gap: 4px;
}
.strength-bar {
    width: 32px;
    height: 4px;
    border-radius: 2px;
    background: var(--border);
    transition: background 0.2s;
}
.strength-bar.active { background: #ef4444; }
.strength-bar.active.fair { background: #f59e0b; }
.strength-bar.active.good { background: #22c55e; }
.strength-bar.active.strong { background: var(--green-deep); }
.strength-label {
    font-size: 0.75rem;
    font-weight: 500;
    color: var(--text-muted);
}
.strength-label.weak { color: #ef4444; }
.strength-label.fair { color: #f59e0b; }
.strength-label.good { color: #22c55e; }
.strength-label.strong { color: var(--green-deep); }

/* ===== AGENT WIZARD ===== */
.wizard-steps{display:flex;align-items:center;justify-content:center;gap:0;margin-bottom:36px}
.wizard-step{display:flex;flex-direction:column;align-items:center;gap:6px;min-width:80px}
.step-circle{width:40px;height:40px;border-radius:50%;background:#e2e8f0;color:var(--text-muted);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.95rem;transition:all .3s}
.step-label{font-size:.78rem;font-weight:600;color:var(--text-muted);transition:color .3s}
.wizard-step.active .step-circle{background:linear-gradient(135deg,var(--green-deep),#047857);color:#fff;box-shadow:0 4px 12px rgba(5,150,105,.3)}
.wizard-step.active .step-label{color:var(--green-deep)}
.wizard-step.done .step-circle{background:var(--green-light);color:#fff}
.wizard-step.done .step-label{color:var(--green-deep)}
.step-line{flex:1;height:3px;background:#e2e8f0;margin:0 8px;margin-bottom:20px;border-radius:2px;transition:background .3s}
.step-line.done{background:var(--green-light)}
.wizard-panel{animation:fadeInWizard .3s ease}
@keyframes fadeInWizard{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
.panel-header{margin-bottom:28px}
.panel-header h3{font-size:1.3rem;font-weight:700;margin-bottom:4px}
.panel-header p{color:var(--text-muted);font-size:.92rem}
.wizard-field{margin-bottom:28px}
.wizard-label{display:block;font-size:.92rem;font-weight:700;color:var(--text);margin-bottom:6px}
.wizard-hint{font-size:.82rem;color:var(--text-muted);margin-bottom:12px}
.wizard-input{width:100%;padding:12px 16px;border:1.5px solid var(--border);border-radius:var(--radius-sm);font-size:.95rem;font-family:inherit;transition:border-color var(--transition),box-shadow var(--transition);background:#fff;margin-top:8px}
.wizard-input:focus{outline:none;border-color:var(--green-deep);box-shadow:0 0 0 3px rgba(5,150,105,.12)}
.chip-group{display:flex;flex-wrap:wrap;gap:10px}
.chip{padding:10px 18px;border:1.5px solid var(--border);border-radius:50px;background:#fff;font-size:.88rem;font-family:inherit;font-weight:500;color:var(--text);cursor:pointer;transition:all .2s;white-space:nowrap}
.chip:hover{border-color:var(--green-deep);background:var(--green-bg)}
.chip.selected{border-color:var(--green-deep);background:var(--green-deep);color:#fff}
.toggle-cards{display:flex;gap:16px}
.toggle-card{flex:1;padding:28px 20px;border:2px solid var(--border);border-radius:var(--radius);background:#fff;cursor:pointer;text-align:center;transition:all .2s;font-family:inherit}
.toggle-card:hover{border-color:var(--green-deep);transform:translateY(-2px);box-shadow:var(--shadow-lg)}
.toggle-card.selected{border-color:var(--green-deep);background:var(--green-bg)}
.toggle-icon{font-size:2.5rem;display:block;margin-bottom:8px}
.toggle-text{font-size:1rem;font-weight:700;color:var(--text)}
.upload-zone{border:2px dashed var(--border);border-radius:var(--radius);padding:32px;text-align:center;cursor:pointer;transition:all .2s;color:var(--text-muted)}
.upload-zone:hover{border-color:var(--green-deep);background:var(--green-bg)}
.upload-zone svg{margin-bottom:8px;color:var(--text-muted)}
.upload-zone p{font-size:.92rem;font-weight:500;margin-bottom:4px}
.upload-note{font-size:.78rem;color:var(--text-muted)}
.upload-preview{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}
.upload-thumb{width:64px;height:64px;border-radius:var(--radius-sm);object-fit:cover;border:1.5px solid var(--border)}
.time-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(80px,1fr));gap:10px}
.time-btn{padding:10px 8px;border:1.5px solid var(--border);border-radius:var(--radius-sm);background:#fff;font-size:.85rem;font-weight:600;font-family:inherit;color:var(--text);cursor:pointer;transition:all .2s}
.time-btn:hover{border-color:var(--green-deep);background:var(--green-bg)}
.time-btn.selected{border-color:var(--green-deep);background:var(--green-deep);color:#fff}
.grade-cards{display:flex;gap:16px}
.grade-card{flex:1;padding:28px 20px;border:2px solid var(--border);border-radius:var(--radius);background:#fff;cursor:pointer;text-align:center;transition:all .2s;font-family:inherit;position:relative}
.grade-card:hover{border-color:var(--green-deep);transform:translateY(-2px);box-shadow:var(--shadow-lg)}
.grade-card.selected{border-color:var(--green-deep);background:var(--green-bg)}
.grade-badge{font-size:2.5rem;margin-bottom:10px}
.grade-card h4{font-size:1.1rem;font-weight:700;margin-bottom:8px;color:var(--text)}
.grade-card p{font-size:.82rem;color:var(--text-muted);margin-bottom:12px;line-height:1.5}
.grade-tag{display:inline-block;padding:4px 12px;border-radius:50px;font-size:.75rem;font-weight:700;background:linear-gradient(135deg,var(--orange-dark),var(--orange-light));color:#fff;text-transform:uppercase;letter-spacing:.05em}
.grade-tag-eco{background:linear-gradient(135deg,var(--green-deep),var(--green-light))}
.wizard-nav{display:flex;justify-content:space-between;align-items:center;margin-top:36px;padding-top:24px;border-top:1px solid var(--border)}
.wizard-nav .btn{width:auto;min-width:160px}
.btn-back{border:1.5px solid var(--border);color:var(--text-muted);background:transparent}
.btn-back:hover{border-color:var(--text);color:var(--text)}
.wizard-success-card{text-align:center;padding:48px 32px;background:var(--card);border-radius:20px;box-shadow:var(--shadow-lg)}
.success-icon{font-size:4rem;margin-bottom:16px}
.wizard-success-card h2{font-size:1.6rem;font-weight:800;margin-bottom:8px}
.success-name{font-size:1.1rem;font-weight:600;color:var(--green-deep);margin-bottom:12px}
.success-text{color:var(--text-muted);font-size:.92rem;margin-bottom:28px;max-width:400px;margin-left:auto;margin-right:auto}
.wizard-success-card .btn{max-width:260px;margin:0 auto}

/* ===== RESPONSIVE: stack on mobile ===== */
@media (max-width: 640px) {
    .account-top-row {
        grid-template-columns: 1fr;
    }
    .balance-amount {
        font-size: 2rem;
    }
    .agent-bank-form-card {
        padding: 1.5rem;
    }
    .form-card-header {
        flex-direction: column;
        text-align: center;
    }
    .toggle-cards, .grade-cards { flex-direction: column; }
    .wizard-nav .btn { min-width: 120px; font-size: 0.88rem; }
    .time-grid { grid-template-columns: repeat(3, 1fr); }
}

/* Progress Tracker */
.progress-tracker { margin-bottom: 1.5rem; }
.progress-bar-bg { height: 8px; background: var(--border, #e2e8f0); border-radius: 4px; overflow: hidden; }
.progress-bar-fill { height: 100%; background: linear-gradient(90deg, #25D366, #128C7E); border-radius: 4px; transition: width 0.5s ease; }
.progress-label { font-size: 0.85rem; color: var(--text-muted, #64748b); margin-top: 0.5rem; text-align: center; }
.action-card.completed { opacity: 0.5; pointer-events: none; position: relative; }
.action-card.completed::after { content: '✅'; position: absolute; top: 1rem; right: 1rem; font-size: 1.2rem; }
.action-card.locked { opacity: 0.4; pointer-events: none; }
.action-card.locked .card-arrow { display: none; }